Why Smart Investors Still Lose Money in Crypto

And how I did, too — until I learned what actually works.

I’ve spoken to hundreds of investors.

Founders, family offices, ex-bankers, tech VPs.

All incredibly smart.

All seasoned in business or traditional investing.

Most of them… still lost money in crypto.

Why?

Because intelligence ≠ strategy.

Crypto Is a Different Beast

Crypto is volatile.

It’s emotional.

And it moves at a speed most asset classes don’t.

You can’t beat this market with hope.

You need structure.

I learned that the hard way.

My First Cycle: I Lost More Than I’d Like to Admit

I bought hype.

I followed narratives.

I chased the new shiny things.

I had conviction… until most of my portfolio dropped to zero.

What I didn’t have?

  • A portfolio structure

  • A clear rebalancing plan

  • A framework for choosing assets

  • A system to execute calmly, not emotionally

I Was Treating Crypto Like a Gamble, Not a Strategy

When I finally stepped back and treated it like an asset class — not a lottery ticket — everything changed:

  • I stopped guessing

  • I stopped chasing shiny things

  • I started treating it like a different asset class with its own rules

  • and I started thinking in allocations, frameworks, and rebalancing cycles

Which newsletter format do you prefer?

Login or Subscribe to participate in polls.

What I Teach Now

Today, I teach clients how to structure their crypto like a pro.

Not to beat the market — but to stay in the game.

Because staying in the game is how you win.

With a portfolio that doesn’t go to zero when markets turn around.

What’s Next:

Over the next few weeks, I’ll show you:

  • The 3 portfolio strategies I use with clients (and when to use each)

  • The framework I built to evaluate altcoins without hype

  • How to allocate into crypto without overexposing

You don’t need to time the market.

You need a system.

And that’s exactly what we’re going to build.

Until then…

– Matt

Matt Curda




Reply

or to participate.